[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.koora.cz\/jake-mate-moznosti-financovani-noveho-vozidla\/#Article","mainEntityOfPage":"https:\/\/www.koora.cz\/jake-mate-moznosti-financovani-noveho-vozidla\/","headline":"Jak\u00e9 m\u00e1te mo\u017enosti financov\u00e1n\u00ed nov\u00e9ho vozidla?","name":"Jak\u00e9 m\u00e1te mo\u017enosti financov\u00e1n\u00ed nov\u00e9ho vozidla?","description":"Pot\u0159ebujete pen\u00edze na nov\u00e9 auto? Ale kde je vz\u00edt? Koup\u011b nov\u00e9ho auta nen\u00ed levnou z\u00e1le\u017eitost\u00ed, a to i v p\u0159\u00edpad\u011b, kdy nekupujete \u00fapln\u011b nov\u00e9 vozidlo, ale kupujete vozidlo ojet\u00e9. Kde m\u016f\u017eete vz\u00edt pen\u00edze na nov\u00e9 auto? Banka Nejjednodu\u0161\u0161\u00ed zp\u016fsob je za\u017e\u00e1dat si u sv\u00e9 nebo jin\u00e9 banky o p\u016fj\u010dku. Dobr\u00e9 je, pokud m\u00e1te p\u0159edem vybran\u00e9 vozidlo a v\u00edte tedy, o jakou \u010d\u00e1stku \u017e\u00e1dat. Pokud jsou va\u0161e p\u0159\u00edjmy dostate\u010dn\u00e9, nebyli jste ned\u00e1vno v insolvenci nebo nem\u00e1te \u017e\u00e1dn\u00e9 z\u00e1vazky, u kter\u00fdch m\u00e1te probl\u00e9m se spl\u00e1cen\u00edm, banka v\u00e1m p\u016fj\u010dku poskytne. V\u011bt\u0161inou v\u00e1m p\u0159i v\u011bt\u0161\u00ed \u010d\u00e1stce nab\u00eddne v\u00fdhodn\u00fd \u00farok a v\u00fdhodn\u00e9 podm\u00ednky. Nebankovn\u00ed spole\u010dnost Read More<\/a>","datePublished":"2023-12-17","dateModified":"2024-01-18","author":{"@type":"Person","@id":"https:\/\/www.koora.cz\/author\/#Person","name":"","url":"https:\/\/www.koora.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"koora.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.koora.cz\/wp-content\/uploads\/why-kei-8e2gal_GIE8-unsplash%20(1).jpg","url":"https:\/\/www.koora.cz\/wp-content\/uploads\/why-kei-8e2gal_GIE8-unsplash%20(1).jpg","height":0,"width":0},"url":"https:\/\/www.koora.cz\/jake-mate-moznosti-financovani-noveho-vozidla\/","about":["Firmy"],"wordCount":417,"articleBody":" Pot\u0159ebujete pen\u00edze na nov\u00e9 auto? Ale kde je vz\u00edt? Koup\u011b nov\u00e9ho auta nen\u00ed levnou z\u00e1le\u017eitost\u00ed, a to i v p\u0159\u00edpad\u011b, kdy nekupujete \u00fapln\u011b nov\u00e9 vozidlo, ale kupujete vozidlo ojet\u00e9. Kde m\u016f\u017eete vz\u00edt pen\u00edze na nov\u00e9 auto?BankaNejjednodu\u0161\u0161\u00ed zp\u016fsob je za\u017e\u00e1dat si u sv\u00e9 nebo jin\u00e9 banky o p\u016fj\u010dku. Dobr\u00e9 je, pokud m\u00e1te p\u0159edem vybran\u00e9 vozidlo a v\u00edte tedy, o jakou \u010d\u00e1stku \u017e\u00e1dat. Pokud jsou va\u0161e p\u0159\u00edjmy dostate\u010dn\u00e9, nebyli jste ned\u00e1vno v insolvenci nebo nem\u00e1te \u017e\u00e1dn\u00e9 z\u00e1vazky, u kter\u00fdch m\u00e1te probl\u00e9m se spl\u00e1cen\u00edm, banka v\u00e1m p\u016fj\u010dku poskytne. V\u011bt\u0161inou v\u00e1m p\u0159i v\u011bt\u0161\u00ed \u010d\u00e1stce nab\u00eddne v\u00fdhodn\u00fd \u00farok a v\u00fdhodn\u00e9 podm\u00ednky.Nebankovn\u00ed spole\u010dnostPokud v\u00e1m banka \u017e\u00e1dost o financov\u00e1n\u00ed neschv\u00e1lila, dal\u0161\u00ed mo\u017enost\u00ed je za\u017e\u00e1dat si o p\u016fj\u010dku u nebankovn\u00ed spole\u010dnosti. Ty obvykle neposuzuj\u00ed klienty tak p\u0159\u00edsn\u011b, jako banky, a m\u00e1te \u0161anci z\u00edskat p\u016fj\u010dku, i pokud m\u00e1te t\u0159eba z\u00e1znam v registru dlu\u017en\u00edk\u016f. Mus\u00edte ale po\u010d\u00edtat s t\u00edm, \u017ee podm\u00ednky nebudou tak v\u00fdhodn\u00e9, jako kdybyste dostali p\u016fj\u010dku od banky a pravd\u011bpodobn\u011b budete m\u00edt daleko vy\u0161\u0161\u00ed \u00farok.Finan\u010dn\u00ed leasingDal\u0161\u00ed mo\u017enost\u00ed je finan\u010dn\u00ed leasing. Co to vlastn\u011b znamen\u00e1? Auto, kter\u00e9 si zakoup\u00edte, budete m\u011bs\u00ed\u010dn\u011b spl\u00e1cet leasingov\u00e9 spole\u010dnosti, kter\u00e1 po dobu spl\u00e1cen\u00ed bude majitelem vozu. Sk\u00fdt\u00e1 to v sob\u011b ur\u010dit\u00e9 nev\u00fdhody, nap\u0159\u00edklad i p\u0159esto, \u017ee nebudete majitel, hrad\u00edte ve\u0161ker\u00e9 opravy a \u00fadr\u017ebu sami a mus\u00edte m\u00edt uzav\u0159en\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed. Na druhou stranu v\u00e1m mohou d\u00e1t leasingov\u00e9 spole\u010dnosti r\u016fzn\u00e9 akce, jako t\u0159eba auto na spl\u00e1tky bez nav\u00fd\u0161en\u00ed, a i p\u0159es ni\u017e\u0161\u00ed p\u0159\u00edjmy m\u00e1te velkou pravd\u011bpodobnost, \u017ee v\u00e1m \u017e\u00e1dost schv\u00e1l\u00ed.Operativn\u00ed leasingPosledn\u00ed mo\u017enost\u00ed je operativn\u00ed leasing. Na rozd\u00edl od finan\u010dn\u00edho leasingu, tady ani po skon\u010den\u00ed doby spl\u00e1cen\u00ed nebudete majiteli vozu. Auto si jenom pronaj\u00edm\u00e1te. V\u00fdhodou je, \u017ee o ve\u0161ker\u00fd servis, opravy a pojistn\u00e9 ud\u00e1losti se star\u00e1 leasingov\u00e1 spole\u010dnost. Tuto mo\u017enost \u010dasto vyu\u017e\u00edvaj\u00ed podnikatel\u00e9, ale v posledn\u00ed dob\u011b i \u010d\u00edm d\u00e1l v\u00edce fyzick\u00fdch osob. 4.6\/5 - (5 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e9 m\u00e1te mo\u017enosti financov\u00e1n\u00ed nov\u00e9ho vozidla?","item":"https:\/\/www.koora.cz\/jake-mate-moznosti-financovani-noveho-vozidla\/#breadcrumbitem"}]}]